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What Kind of Policy do you Need?

Business Owners Policy

(BOP) tailored for restaurants combines property, liability, and business interruption insurance into one package, providing essential protection against various risks in a single policy…Read More
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Workers Comp

It cover medical expenses, lost wages, and legal fees in the event of employee injuries or illnesses sustained on the job, ensuring compliance with state laws and financial protection…Learn More
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EPLI

It protects against potential employee-related claims such as harassment, discrimination, or wrongful termination, helping to mitigate legal risks and safeguard the reputation and financial stability of…Learn More
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Cyber Liability

It protects businesses from data breaches, cyberattacks, and other online risks, ensuring the protection of personal customer information and preserving the trust and reputation of the establishment…Learn More
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BUSINESS OWNERS PACKAGE FOR RESTAURANT OWNERS

A Business Owners Policy (BOP) is crucial for restaurant owners because it combines multiple coverages into a single, affordable package. Running a restaurant involves unique risks, including property damage, liability claims, and potential business interruptions. With a BOP, restaurant owners can safeguard their property, such as the building and equipment, while also having liability coverage for accidents involving customers or employees.
Additionally, business interruption insurance ensures income protection in case of unexpected closures due to covered events like fires or natural disasters. By bundling these essential coverages, a BOP simplifies insurance management, often offering cost savings compared to purchasing separate policies. For restaurant owners, this comprehensive protection provides peace of mind, ensuring they can focus on running their business while staying protected from common risks in the food and hospitality industry.
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Restaurant Insurance

Why Do Restaurant Business Owners Need Insurance?

Our restaurant insurance and surety bond options are specifically crafted to address the distinct requirements of restaurants. Whether your restaurant is elegant, trendy, traditional, ethnic, or home-style, we offer tailored packages to suit your needs. We provide superior coverage and competitive pricing options tailored to various restaurant types.

  • Slip-and-fall injuries

    Slip-and-fall lawsuits are costly and common for many small businesses. General liability insurance can protect your business from the high costs of slip and fall accidents.

  • Property Damage

    Restaurant property insurance can help when fire, vandalism or other unforeseen disasters cause damage to your restaurant.

  • Liquor Liability

    If you serve alcohol, you could be held responsible if a guest injures themselves, someone else or causes property damage.

  • Food Poisoning

    Food contamination insurance covers a restaurant in the event of food poisoning or a foodborne illness outbreak linked to the restaurant.

Restaurant Insurance

What Kind Of Insurance Does A Restaurant Need?

Restaurants require several key insurance coverages to safeguard their business. Property insurance protects against damage to the physical structure and equipment. General liability insurance covers accidents, injuries, and lawsuits from patrons or employees. Workers’ compensation insurance is vital for covering employee injuries or illnesses on the job. Business interruption insurance helps offset revenue loss during unexpected closures.
Liquor liability insurance is crucial for establishments serving alcohol, protecting against liabilities arising from intoxicated patrons. Additionally, cyber liability insurance shields against data breaches and online threats. By securing these coverages, restaurants can mitigate risks and protect their financial stability in the face of unforeseen events.
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Our Blogs
Choosing the Right Insurance Policy for Your Restaurant
Discover essential insights and expert advice tailored to restaurant owners in our comprehensive insurance blog, helping you navigate the complexities of coverage to safeguard your business effectively.
Restaurant Insurance
Understanding the Importance of Fire Insurance for Restaurant

Having fire insurance is so vital for restaurant owners. It’s like a safety net that provides financial protection and peace of mind in case-related disasters.

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Types Of Restaurants

Types of Restaurants: Tailoring Coverage to Your Business Type

No matter what type of restaurant you operate—whether it’s a bustling bistro, a cozy cafe, or a trendy food truck—our comprehensive insurance coverage.

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Restaurant Liability Insurance

Restaurant Property Insurance For Businesses

Running a restaurant can be a hectic and fast-paced environment. With so many people working together to prepare delicious meals for customers, there is always a chance of accidents happening in the kitchen.

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What People Think About Us

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David k.
David k.
Santa Ana, CA
☆ ☆ ☆ ☆ ☆

The main reason is Barry Kamran. He brings 30+ years of experience that has helped us to stay safe. Staff our professional, courteous and above all on time. They are part of our risk mitigation team. We got a large agency experience and services at a very fair offerings locally. And above all, we got a piece of mind that we are in a good, experience hand. Now, we can focus back on our business and not to be worried.

Al G.
Al G.
Costa Mesa, CA
☆ ☆ ☆ ☆ ☆

This was a great insurance experience, I have to say Shawn Nelson helped me out tremendously. I've been shopping around and and not have any luck finding my Insurance needs, these other companies are so Robotic, it drives me crazy.

John H.
John H.
Irvine, CA
☆ ☆ ☆ ☆ ☆

I've purchased several products from them over the years and I have always felt confident that I was making a wise investment. Admittedly, I don't know much about insurance or investments, but they has always taken the time to educate me and inform me about my various options.

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Contact Us

Get in touch with our knowledgeable team today and take the first step towards protecting what matters most to you.

Office Mail

[email protected]

Office Number

+1 (855) 888-8078

Office Address

2072 Orchard Drive, Suite A, Newport Beach, CA 92660

Appointment

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